/* ============================================
   Miami Mortgage Help — Global Stylesheet
   Theme: Navy Blue + Gold | Bilingual EN/ES
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600;700&family=DM+Sans:wght@300;400;500;600&display=swap');

/* ---- CSS Variables ---- */
:root {
  --navy:        #0B1F3A;
  --navy-mid:    #122B50;
  --navy-light:  #1A3D6E;
  --gold:        #C9A84C;
  --gold-light:  #E2C97E;
  --gold-pale:   #F5EDD3;
  --white:       #FFFFFF;
  --off-white:   #F8F6F1;
  --text-dark:   #0B1F3A;
  --text-mid:    #3A4A5C;
  --text-muted:  #7A8A9A;
  --border:      rgba(201,168,76,0.25);
  --shadow:      0 4px 24px rgba(11,31,58,0.10);
  --shadow-lg:   0 12px 48px rgba(11,31,58,0.18);
  --radius:      10px;
  --radius-lg:   18px;
  --transition:  0.28s cubic-bezier(0.4,0,0.2,1);
  --font-display:'Playfair Display', Georgia, serif;
  --font-body:   'DM Sans', sans-serif;
  --max-w:       1200px;
}

/* ---- Reset ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-body);
  color: var(--text-dark);
  background: var(--off-white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* ---- Utility ---- */
.container  { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }
.section    { padding: 80px 0; }
.section-sm { padding: 48px 0; }
.text-center { text-align: center; }
.text-gold   { color: var(--gold); }
.text-navy   { color: var(--navy); }
.hidden      { display: none !important; }

/* ---- Typography ---- */
h1, h2, h3, h4 { font-family: var(--font-display); line-height: 1.2; }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); font-weight: 700; }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.4rem); font-weight: 600; }
h3 { font-size: clamp(1.15rem, 2.5vw, 1.5rem); font-weight: 600; }
h4 { font-size: 1.1rem; font-weight: 600; }
p  { font-size: 1rem; color: var(--text-mid); line-height: 1.75; }
.lead { font-size: 1.15rem; color: var(--text-mid); }
.eyebrow {
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
  display: block;
}

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: var(--transition);
  text-decoration: none;
  white-space: nowrap;
}
.btn-primary {
  background: var(--gold);
  color: var(--navy);
}
.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(201,168,76,0.35);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.5);
}
.btn-outline:hover {
  border-color: var(--gold);
  color: var(--gold);
  transform: translateY(-2px);
}
.btn-navy {
  background: var(--navy);
  color: var(--white);
}
.btn-navy:hover {
  background: var(--navy-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow);
}
.btn-lg { padding: 18px 36px; font-size: 1.05rem; }

/* ---- Navigation ---- */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--navy);
  border-bottom: 1px solid rgba(201,168,76,0.2);
  transition: var(--transition);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  gap: 24px;
}
.nav-logo {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--white);
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}
.nav-logo span { color: var(--gold); }
.nav-logo-icon {
  width: 36px; height: 36px;
  background: var(--gold);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 6px;
  flex: 1;
  justify-content: center;
}
.nav-links a {
  color: rgba(255,255,255,0.8);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 8px 14px;
  border-radius: 7px;
  transition: var(--transition);
}
.nav-links a:hover,
.nav-links a.active {
  color: var(--gold);
  background: rgba(201,168,76,0.1);
}
.nav-actions {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

/* Language toggle */
.lang-toggle {
  display: flex;
  align-items: center;
  background: rgba(255,255,255,0.08);
  border-radius: 20px;
  padding: 3px;
  gap: 2px;
}
.lang-btn {
  padding: 5px 12px;
  border-radius: 16px;
  font-size: 0.8rem;
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: var(--transition);
  background: transparent;
  color: rgba(255,255,255,0.6);
}
.lang-btn.active {
  background: var(--gold);
  color: var(--navy);
}

/* Mobile menu */
.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
  background: none;
  border: none;
}
.nav-hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

/* ---- Hero ---- */
.hero {
  background: var(--navy);
  position: relative;
  overflow: hidden;
  padding: 100px 0 80px;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 80% at 80% 50%, rgba(201,168,76,0.08) 0%, transparent 70%),
    radial-gradient(ellipse 40% 60% at 10% 80%, rgba(26,61,110,0.6) 0%, transparent 60%);
  pointer-events: none;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201,168,76,0.15);
  border: 1px solid rgba(201,168,76,0.3);
  color: var(--gold-light);
  font-size: 0.8rem;
  font-weight: 600;
  padding: 7px 14px;
  border-radius: 20px;
  margin-bottom: 24px;
  letter-spacing: 0.06em;
}
.hero h1 { color: var(--white); margin-bottom: 20px; }
.hero h1 em { color: var(--gold); font-style: normal; }
.hero .lead { color: rgba(255,255,255,0.75); margin-bottom: 36px; }
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-trust {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-top: 40px;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,0.1);
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.65);
  font-size: 0.85rem;
}
.trust-dot {
  width: 8px; height: 8px;
  background: var(--gold);
  border-radius: 50%;
  flex-shrink: 0;
}

/* Hero card */
.hero-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: var(--radius-lg);
  padding: 36px;
  backdrop-filter: blur(8px);
}
.hero-card-title {
  font-family: var(--font-display);
  color: var(--gold);
  font-size: 1.1rem;
  margin-bottom: 20px;
}
.quiz-options { display: flex; flex-direction: column; gap: 10px; }
.quiz-opt {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 16px;
  border-radius: var(--radius);
  border: 1px solid rgba(255,255,255,0.12);
  color: rgba(255,255,255,0.85);
  font-size: 0.9rem;
  cursor: pointer;
  transition: var(--transition);
  background: transparent;
  text-align: left;
}
.quiz-opt:hover {
  border-color: var(--gold);
  background: rgba(201,168,76,0.08);
  color: var(--gold-light);
}
.quiz-opt-icon {
  width: 32px; height: 32px;
  background: rgba(201,168,76,0.15);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}

/* ---- Cards ---- */
.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  padding: 32px;
  transition: var(--transition);
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(201,168,76,0.4);
}
.card-icon {
  width: 52px; height: 52px;
  background: var(--gold-pale);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 20px;
}
.card h3 { margin-bottom: 10px; }
.card p  { font-size: 0.92rem; }

/* ---- Grid layouts ---- */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

/* ---- Section headers ---- */
.section-header { margin-bottom: 48px; }
.section-header.text-center { max-width: 580px; margin-left: auto; margin-right: auto; }
.section-header h2 { margin-bottom: 14px; }
.divider-gold {
  width: 48px; height: 3px;
  background: var(--gold);
  border-radius: 2px;
  margin: 16px 0;
}
.divider-gold.center { margin: 16px auto; }

/* ---- Guide/Product Card ---- */
.product-card {
  background: var(--navy);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 380px;
}
.product-card-content {
  padding: 48px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.product-card-visual {
  background: linear-gradient(135deg, var(--navy-light) 0%, var(--navy-mid) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 40px;
  position: relative;
  overflow: hidden;
}
.product-card-visual::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 60% 40%, rgba(201,168,76,0.15), transparent 70%);
}
.product-price {
  font-family: var(--font-display);
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--gold);
  margin: 16px 0 8px;
}
.product-price-old {
  font-size: 1rem;
  color: rgba(255,255,255,0.4);
  text-decoration: line-through;
  margin-left: 8px;
}
.product-features { margin: 20px 0 28px; }
.product-features li {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.8);
  font-size: 0.9rem;
  padding: 7px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.product-features li::before {
  content: '✓';
  color: var(--gold);
  font-weight: 700;
  flex-shrink: 0;
}

/* PDF mockup */
.pdf-mockup {
  background: var(--white);
  border-radius: 10px;
  width: 180px;
  height: 240px;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(0,0,0,0.4);
  position: relative;
  z-index: 1;
}
.pdf-mockup-header {
  background: var(--gold);
  padding: 14px 16px 10px;
}
.pdf-mockup-header p {
  font-family: var(--font-display);
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.3;
}
.pdf-mockup-body {
  padding: 14px 16px;
  flex: 1;
}
.pdf-line {
  height: 6px;
  background: #E8ECF0;
  border-radius: 3px;
  margin-bottom: 8px;
}
.pdf-line.short { width: 65%; }
.pdf-line.gold  { background: rgba(201,168,76,0.3); width: 80%; }

/* ---- Stats bar ---- */
.stats-bar {
  background: var(--navy);
  padding: 40px 0;
}
.stats-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}
.stat-num {
  font-family: var(--font-display);
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--gold);
  display: block;
}
.stat-label {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  margin-top: 4px;
}

/* ---- Testimonials ---- */
.testimonial {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  border: 1px solid var(--border);
  position: relative;
}
.testimonial::before {
  content: '"';
  font-family: var(--font-display);
  font-size: 5rem;
  color: var(--gold-pale);
  position: absolute;
  top: 12px; left: 24px;
  line-height: 1;
}
.testimonial-text {
  font-size: 0.95rem;
  color: var(--text-mid);
  margin-bottom: 20px;
  padding-top: 32px;
  font-style: italic;
}
.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
}
.testimonial-avatar {
  width: 42px; height: 42px;
  border-radius: 50%;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
  flex-shrink: 0;
}
.testimonial-name { font-weight: 600; font-size: 0.9rem; }
.testimonial-loc  { font-size: 0.8rem; color: var(--text-muted); }
.stars { color: var(--gold); font-size: 0.85rem; margin-bottom: 2px; }

/* ---- Lead magnet strip ---- */
.lead-strip {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-top: 3px solid var(--gold);
  padding: 60px 0;
}
.lead-strip-inner {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 40px;
  align-items: center;
}
.lead-form {
  display: flex;
  gap: 12px;
  margin-top: 20px;
  flex-wrap: wrap;
}
.lead-input {
  flex: 1;
  min-width: 200px;
  padding: 14px 18px;
  border-radius: var(--radius);
  border: 1.5px solid rgba(255,255,255,0.2);
  background: rgba(255,255,255,0.06);
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.95rem;
  outline: none;
  transition: var(--transition);
}
.lead-input::placeholder { color: rgba(255,255,255,0.4); }
.lead-input:focus { border-color: var(--gold); background: rgba(255,255,255,0.1); }

/* ---- Blog preview cards ---- */
.blog-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--border);
  transition: var(--transition);
}
.blog-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.blog-card-img {
  height: 180px;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3rem;
  position: relative;
  overflow: hidden;
}
.blog-card-img::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to bottom, transparent 50%, rgba(11,31,58,0.3));
}
.blog-card-body { padding: 24px; }
.blog-tag {
  font-size: 0.72rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gold);
  margin-bottom: 8px;
  display: block;
}
.blog-card h3 { font-size: 1.05rem; margin-bottom: 10px; }
.blog-card p  { font-size: 0.88rem; }
.read-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--gold);
  font-weight: 600;
  font-size: 0.88rem;
  margin-top: 14px;
  transition: var(--transition);
}
.read-more:hover { gap: 10px; }

/* ---- Footer ---- */
.footer {
  background: var(--navy);
  border-top: 1px solid rgba(201,168,76,0.15);
  padding: 64px 0 32px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}
.footer-brand p {
  color: rgba(255,255,255,0.55);
  font-size: 0.88rem;
  margin-top: 14px;
  line-height: 1.7;
}
.footer-col h4 {
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 16px;
  font-family: var(--font-body);
}
.footer-col a {
  display: block;
  color: rgba(255,255,255,0.6);
  font-size: 0.88rem;
  padding: 5px 0;
  transition: var(--transition);
}
.footer-col a:hover { color: var(--gold-light); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 28px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom p {
  color: rgba(255,255,255,0.35);
  font-size: 0.8rem;
}
.footer-disclaimer {
  background: rgba(255,255,255,0.04);
  border-radius: 8px;
  padding: 16px 20px;
  margin-bottom: 32px;
}
.footer-disclaimer p {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.35);
  line-height: 1.6;
}

/* ---- Sticky CTA bar ---- */
.sticky-cta {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  background: var(--navy);
  border-top: 2px solid var(--gold);
  padding: 14px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  z-index: 99;
  transform: translateY(100%);
  transition: transform 0.4s cubic-bezier(0.4,0,0.2,1);
  flex-wrap: wrap;
}
.sticky-cta.visible { transform: translateY(0); }
.sticky-cta p { color: rgba(255,255,255,0.8); font-size: 0.9rem; }
.sticky-cta p strong { color: var(--gold); }
.sticky-cta-actions { display: flex; gap: 10px; align-items: center; flex-shrink: 0; }
.sticky-close {
  background: none; border: none;
  color: rgba(255,255,255,0.4);
  font-size: 1.2rem;
  cursor: pointer;
  padding: 4px;
  line-height: 1;
}

/* ---- Responsive ---- */
@media (max-width: 900px) {
  .hero-grid       { grid-template-columns: 1fr; }
  .hero-card       { display: none; }
  .grid-3          { grid-template-columns: repeat(2, 1fr); }
  .grid-4          { grid-template-columns: repeat(2, 1fr); }
  .stats-inner     { grid-template-columns: repeat(2, 1fr); }
  .footer-grid     { grid-template-columns: 1fr 1fr; }
  .product-card    { grid-template-columns: 1fr; }
  .product-card-visual { display: none; }
  .lead-strip-inner { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  .nav-links    { display: none; }
  .nav-hamburger{ display: flex; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .stats-inner  { grid-template-columns: repeat(2, 1fr); }
  .footer-grid  { grid-template-columns: 1fr; }
  .section      { padding: 56px 0; }
  .hero         { padding: 72px 0 56px; }
  .hero-ctas    { flex-direction: column; }
  .btn-lg       { width: 100%; justify-content: center; }
}

/* ---- Language-specific visibility ---- */
[data-en], [data-es] { transition: opacity 0.2s; }
.lang-es [data-en] { display: none; }
.lang-en [data-es] { display: none; }

/* ---- Animations ---- */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
.fade-up { animation: fadeUp 0.6s ease forwards; }
.fade-up-2 { animation: fadeUp 0.6s 0.15s ease both; }
.fade-up-3 { animation: fadeUp 0.6s 0.30s ease both; }
.fade-up-4 { animation: fadeUp 0.6s 0.45s ease both; }

/* Scroll reveal */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }